What You Need to Know about Senior Travel Insurance
by Mary Beth
Senior Travel Insurance
When seniors retire, one of the things they like to do most is travel. After all, they've often saved up for a lifetime to take that trip around the world, to go see locations on their "bucket lists" or visit relatives far and wide.
However, it's also important to make sure they're protected while they travel. When my elderly parents decided to take a European vacation, one of the first things I did was look into senior travel insurance.
What's the difference between "regular" insurance and travel insurance? You might be amazed.
Senior travel insurance is designed for travelers 65 years of age or older. Options provide insurance for single trips, multiple trips, or even trip cancellations. One of the major perks of senior travel insurance is the option for medical evacuation. That means coverage for any costs of arrangements and airfare from a foreign country back to your home for medical care and supervision.
Coverage for single trips or multiple trip insurance can range from several days to up to 70 days in a one-year policy, sometimes more depending on the carrier. In fact, senior travel insurance, focusing on international travel, provides coverage for pre-existing conditions as well as access to reputable physicians and hospitals in most countries.
Accidents happen, even when you're on vacation. Don't take chances. You can compare a variety of online travel insurance websites to research costs and coverage.
While travel insurance for seniors can add up to approximately 10% of your overall travel costs, depending on how often and how far you travel as well as your length of stay, in most cases short-term travel insurance for seniors is not only affordable, but one of the smartest decisions you can make when it comes to travel plans.