"Chosen One" Feels Entitled

My mother lives with youngest of three siblings. "Chosen one" has gotten 90 yr old mom to take her savings and buy a new house. Mom and "chosen one's" name on deed. My sister has told my mother that she will pay her back when her house sells.


Real estate market is very bad and in the past has said she doesn't want to pay capital gains on her profit. Perfect. Have mom buy you a house. "Chosen one" makes no effort to let other two siblings in on any plans she has with our mother. She's entitled. She's actually using mom to benefit her own life. What can legally be done? Mom is sharp as a tack and thinks "chosen one" will pay her back.

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by: Elizabeth

Hi there, I am not sure if you are from UK but here the line where you said "your mother is sharp as a tack" unfortunately holds the answer.

The only way you could contest it on your mothers demise would be to show she wasn't of sound mind and didn't know what she was doing and was coerced by your sister. Otherwise, if the property was bought on a joint tenancy basis both your mother and sister have joint and equal right over it and it automatically (even if a will says different) passes to the survivor. If, however it was bought on a tenants in common ownership basis then both of them own their half separately and on ones demise their half becomes part of their estate and in this instance can be left to someone other than the other co-owner of the property or if no will been made their half is subject to rules of intestacy.

Hope this helps. Just one last thing - if your mother is fairly sharp can you not express your concerns to her and explain your sister could end up with all your inheritances and surely that is not her wish. Hopefully she would or may put your mind at rest that she has got something in writing about this "loan" arrangement. Then your sister would owe any acknowledged loan amount to your mothers estate upon her death.

We had all this with my late brother - no family so left everything - a significant amount of money I might add - between his three siblings but our younger sister took an undocumented huge "loan" from him five years before his death and never repaid it. So on his death my other brother and I had a much reduced pot and to add insult to injury had to still split it three ways with her as per brothers will. The arguing is still raging now three years after his sad death.

This is why it is always wise to put anything involving a large amount of money in writing no matter who it it is - parent child etc - and no matter how close you are and how much you trust them. Hope it all works out for you. All the best.

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Chosen One : Feels Entitled
by: Anonymous

In response to your "Chosen One". We who are NOT LAWYERS. We will give you our personal take on this. The fact you stated that your Mom has a "sharp" mind, tells us that legally especially in Canada, do not know about USA, that she can DO as she pleases...Whether you like it or NOT..

Your best approach would be to sit down, with your other sibling & ask what would happen if the Chosen One never sells her house, maybe your sister could start paying NOW and therefore, Mom would not be left high & dry in her future.
Good Luck ,
Carmen & Suzanne

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